Our Services
At Comprehensive Financial Consultants, once you become our partner, we are here to help you feel confident in your financial decisions — and strategically pursue the road ahead.
Our step-by-step process provides you with a thorough framework for both identifying your financial and retirement goals within different life-needs segments. Once we identify your various objectives, we’ll help you turn those aspirations into action. We focus on helping you build retirement-distribution strategies that deliver the income you need while navigating outside factors, such as estate- and tax liabilities.
Further, we customize everything we do for you and will not rely on boilerplate service or strategies. Your unique needs and goals are important, and have value to you and your family. So, we personalize every aspect of your support to respect and reflect your relationship with us and your specific financial priorities.
At Comprehensive Financial Consultants, we can be your one point of advisory support across your financial life. No matter if you’re about to retire, you already retired, or you want to transition out of your business, we can customize your unique program with the following services:
- Investments
- Personal Planning
- Insurance Strategies
- Estate Planning
- Business Planning
- Financial Education
- Market Update
Investments
Properly diversified investments that reflect your unique goals and retirement-income needs are important for supporting your preferred financial outcomes. We can work with you to identify your short- and long-term goals, while helping you strategically and appropriately invest your money.
Comprehensive Financial Consultants can help you build and manage a portfolio that includes:
- Stocks
- Bonds
- Mutual Funds
- Alternative Investments
- Fixed Annuities
- Variable Annuities
- Certificates of Deposit (CD)
- Unit Investment Trust (UIT)
- Exchange-Traded Funds (ETFs)
- Real Estate Investment Trusts (REITs)
Personal Planning Services
Planning is vital to our financial support, as we believe it provides a foundation that helps you have the focus and insights you need to support sound decision-making. No matter what your goals are, we can help you identify the path toward your objectives — with a clear map for arriving at you preferred destination.
Our personal planning services include:
- Financial Planning
- Retirement Income Planning
- Wealth Preservation
- Legacy Planning
- Federal Benefits (TSP– Thrift Savings Plan, FERS – Federal Employee Retirement System and CSRS – Civil Service Retirement System)
- Professional Money Management
- PERF/TRF Planning – Public Employee and Teachers Retirement Funds
- College Planning
- Social Security Claiming Strategies
- Traditional and Roth IRAs
Estate Planning
You’ve worked hard to build a meaningful life for yourself, which includes your estate. To make sure it passes on to your next generations according to your wishes and values, you need estate strategies in place. Navigating your tax liabilities is also critical, so you protect your estate’s standing and don’t let taxes eat away your family’s inheritance.
Our estate planning services can help you with:
- Wills
- Trusts
- Power of Attorney
- Living Wills
- Health Care Representatives
- Charitable Remainder Trust
- Irrevocable Life Insurance Trust (ILIT)
- Stretch IRA
Insurance Strategies
From our perspective, insurance is much more than a product. Ultimately, it’s an essential risk-management strategy that can help protect you, your family, and your business — and keep you from being vulnerable to unnecessary pitfalls. With insurance, you may be better able to preserve your financial standing and well-being, which is our ongoing priority as your financial partner.
We can assist you with building important insurance strategies that support:
- Term, Universal and Whole Life
- Variable Universal Life
- Disability Income
- Long-Term Care
Business Planning Strategies
Efficiently managing the financial health of your business is necessary for meeting your own life goals — but also for supporting your employees’ own life needs. Further, as you look toward the future, you must find the retirement strategies that can help you successfully transition out of your business and into retirement with the lifestyle you seek.
Our business planning services can support you with:
- 401(k) Plans
- 403(b) Plans
- Deferred Compensation Plans
- Profit-Sharing Plans
- SEP Plans and Simple IRAs
- Company Retirement Plans
- Business Valuation
- Key Person Life Insurance
Our History
Providing ongoing educational opportunities is a top priority for our team. So, we work with businesses, education systems, and more to support their financial education — with a key focus on retirement readiness.
We believe that without important financial knowledge and literacy, people are left making decisions in the dark and confused by complexity. So, we can support you and your employees at our onsite training facility with relevant and engaging financial workshops. We can also work directly with a company’s employees to train them on their retirement benefits and educate them on the opportunities available to them.
In addition, we open our education facility to the community, offering ongoing monthly workshops that support financial literacy and retirement readiness. At Comprehensive Financial Consultants, we believe that providing you with education is one of the most important things we can do — and we are dedicated to serve you as an ongoing educational ally.
Recent financial workshops include:
- Rejuvenate Your Retirement
- Retirement Readiness
- Understanding Social Security and Medicare