2025 The Final Drive Podcast with David Hays
Hi, I’m David Hays, Founder of Comprehensive Financial Consultants and your host for 2025 The Final Drive podcast based on my book, 2025 The Final Drive: What You Need to Win. You can purchase this book at by visiting our website at www.cfci.us. This podcast will help you avoid the biggest risks that will affect your long-term retirement by planning. Much of this planning needs to be done by the year 2025, before taxes go up for good. I will teach you about the impact of our parents’ tax planning and how to break that cycle and create wealth for your retiree income, the risks associated with retiring during bad markets, and how to effectively plan for your longevity.

2025 The Final Drive Podcast
Join your host, David Hays in 2025 The Final Drive: What You Need to Win. This podcast will help you avoid the biggest risks that will affect your long-term retirement by planning.


E43: Social Security - Surviving Taxes
What’s the answer to the looming Social Security trust fund being exhausted? In Short, more taxes!
Join David to discuss how to avoid being part of the solution and what are they likely to do, or could do, to fix Social Security.

E42: Secure Act 2.0 - Qualified Longevity Annuities
This episode David discusses more about the Secure Act 2.0. Specifically, he will be talking about Qualified Longevity Annuities and what changes in the Secure Act make this, rarely used tool, more attractive.
What is a Qualified Longevity Annuity (QLAC), and why would now be a good time to consider one?

E41: Front Load Your 401K Contributions
If you are still working and want a clever way to pay the tax on your Roth conversions in a less painful way, join me today in our new episode.
With S&P down around 18%, is this the best time for that Roth conversion for 2023 now, or should you wait?
All the things you should be doing now, to make your retirement in the future brighter.

E40: 2.0 Secure Act - New Retirement Account Rules

E39: Life insurance A Better investment
Is Life Insurance a better Investment than an IRA? What a great topic starting off the New Year!
While life insurance is a protected class in the Internal Code, it is also tax free. How does this happen?
The advantages of a life insurance policy include a death benefit for your children - leaving a legacy, cash value grows, borrowing against a life insurance policy, and it grows tax free. When looking at your IRA you are limited on your options, including the conversions you need to make into your Roth